Each Portfolio will be Unique. Every portfolio will be personalized to the clients’ preferences, and will be different due to -

• Negative List: Clients can mention the stocks they do not want to be included in their portfolio
• Time of Generating: A new portfolio is created at the time of account activation basis the market allocations and top-rated stocks at that point
• Investment amount and Liquidity: Stocks would be chosen basis their trading volumes and amount to be invested, which depends on the individual portfolio’s investment amount

You will be able to create up to 5 portfolios in Mojo Infinity, one for each strategy – Infinity SOUL ,Infinity POWER, Aggressive, Moderate and Conservative.

Infinity SOUL is a very high-risk, very high-return approach, using a concentrated portfolio of about 10 stocks only. The Infinity SOUL strategy represents the core benefits of our IP, providing dynamic and unrestricted allocation across market segments, without restrictions on the sector or stock allocations. Investors with a long-term horizon (min 5 years) and those with capacity to bear short-term price movements should consider investing a portion of their equity portfolio in this strategy.

Infinity POWER utilizes our dynamic allocation strategy across market segments, like Infinity SOUL. However, the allocation to the small-cap segment is limited to 20% maximum, while the allocation to sectors and companies is unrestricted. This results in a medium risk for the portfolio while retaining the ability to deliver high returns. Investors with a long-term horizon (min 5 years) and those with capacity to bear medium risk in their investment portfolio should consider investing a portion of their equity portfolio in this strategy.

The three model portfolio strategies have defined thresholds of allocation limits across market caps, single stock and single sector. These portfolios are ideal for users who want to start infinity with a smaller ticket size initially and increase their investments over time. Investors with a long-term horizon (min 5 years) should consider investing a portion of their equity portfolio in this strategy based on their comfort with the allocation limits.

There can be similar stocks qualifying for all strategies, depending on the market conditions, individual stock ratings and the segment-allocations selected by our algorithm. However, the overall portfolio risk is different for each portfolio, due to differences in market segment allocations and sector and stock limits.

Both the strategies are based on our dynamic allocation algorithm, which selects the allocation across market segments. While Infinity SOUL portfolio is unrestricted and allocations can be made to small, mid, and large caps from 0-100%, and targets very high returns, Infinity POWER restricts the maximum allocation to small caps to 20% - thereby bringing in an element of risk reduction to medium level, while aiming to deliver high returns.

Currently, you cannot migrate between strategies as the portfolio constructions are different.

Minimum Investments are listed below

Infinity Soul: Rs 50 lacs (for users with 10+ years membership of Mojo Professional minimum investment is 20 lacs)

Infinity Power: Rs 20 lacs

Model Portfolio Aggressive: Rs 5 lacs

Model Portfolio Moderate: Rs 5 lacs

Model Portfolio Conservative: Rs 5 lacs

No, you can only add transactions for stocks, which were recommended. If the stock was not originally recommended, there would not be an option to insert trades for these.

In this portfolio, please follow the advice, else you would not be able to execute the strategy, and performance may suffer. If you do not execute the Sell, the transaction would remain in your pending advise. Only after you execute the sell suggestions, you would be able to generate buy suggestions against the amount.

Even after inserting the trade, you can change the transaction date, stock price, quantity, and brokerage amount. You can also opt to change your transaction history later. Please ensure all transactions are edited at the right price and brokerage, as your next instruction will depend on that.

Editing the date

• While modifying the date, please ensure the date is greater than the initial investment date.
• The date can only be at or after the date of the advise

Editing Quantity

• You can update the quantity less than or equal to the amount suggested; you cannot increase the quantity.

Inserting Price

• Once you select the transaction date, you can only insert the price between the High and Low Price of the date mentioned.

You can keep adding the stock in multiple lots and keep the trade open.

If you cannot fill the trades even after 3 days, then we would recommend that you close the call and regenerate the order for the cash remaining.

We will generate a new order so you can allocate the amount with either within the portfolio stocks or in new stocks.

We recommend taking not more than 3 days to execute and update the transaction on the portal. If, for any reason, you were not able to execute the trades, you can regenerate the trades to get a fresh order.

Consider Mojo Infinity as a new portfolio and do not mix it with your existing holdings:

If you own the same stock in a MarketsMojo model portfolio:

• Both are different portfolios that follow different strategies.
• Keep maintaining both as separate portfolios and track the performance separately.

If you own the same stock in your other portfolio:

• We suggest keeping these separate as while inserting trades you can only use between the day’s high/low prices.
• It would be difficult for you to track performance basis your actual buying price.
• Hence, it is ideal to keep portfolios separate.
• We will only track the performance basis the price entered, which depends on the price range during the period.

You can execute the trades when you have the required liquidity. You can execute the trades in part or even regenerate the trade if you are unable to execute for 3 or more days.

You will be eligible for review if you have a minimum investment of Rs. 50 lakhs in at least one of the portfolios. Also, if you have two portfolios, then the review will be conducted once per eligible time period, and not separately.

We have a dedicated Servicing desk for our Infinity clients. You can write to us using the Feedback section in the Profile drop-down on the top-right corner of the page, or email us at support@mojoinfinity.com

For Infinity Soul and Power: Charges are 1.25% of investment value charged upfront and 1.25% of Portfolio Value every 6 months if you make money in the semi-annual period. Comparison is made with the portfolio value plus any fee paid in the immediately-preceding 6-month period. If the value is higher we would charge the fee.

For the Three Model Portfolios (Aggressive, Moderate and Conservative): Fee is charged as flat 1% of investment value upfront and 1% of Portfolio Value every 6 months.

For Infinity Soul and Power:The semi-annual fee would be charged in case the portfolio value at the end of the semi- annual period is higher than the value at the last semi-annual period plus any charges paid at the last charge date. A fee will be charged even if the portfolio is in a loss, provided it is higher than last time, I.e. from six-months back.

For the Three Model Portfolios (Aggressive, Moderate and Conservative): A flat fee of 1% of portfolio value is charged regardless of profits or losses in the portfolio on the day of semi- annual renewal.

Below Illustration is for Infinity Soul & Power

Portfolio Starting Date: 28-Oct-21 | Initial Investment: Rs 1 cr | Initial Fee: Rs. 1.25 lac

Next Semi Annual Beginning Date: 28-Apr-22

Fee Review Date: 27-Apr-22

Portfolio Value: Rs 1.10 cr

Value Required to Charge Fee: Rs. 1.0125 cr

Fee to be Charged: Yes

Fee Amount: Rs. 1.375 lac

Next Semi Annual Beginning Date: 28-Oct-22

Fee Review Date: 27-Oct-22

Portfolio Value: Rs 1.04 cr

Value Required to Charge Fee: Rs. 1 cr, 11 lacs, 37.5 thousand (1.114 cr)

Fee to be Charged: No

Fee Amount: Nil

Next Semi Annual Beginning Date: 28-Apr-23

Fee Review Date: 27-Apr-23

Portfolio Value: Rs 1.06 cr

Value Required to Charge Fee: Rs 1.04 cr (Value at the end of previous quarter)

Fee to be Charged: Yes

Fee Amount: Rs. 1.3 lac

Next Semi Annual Beginning Date: 28-Oct-23

Fee Review Date: 27-Oct-23

GST is charged on the fees as applicable.

There is no lock-in applicable. The portfolio remains active till the time that the fee is paid, i.e., until the next semi-annual billing cycle. In case you do not wish to continue with the service, you can end the arrangement by not paying the fee in the following semi-annual process.

At the time of additional investment the fee would be charged for the next six months period. Fees collected which is beyond the next renewal cycle date would be treated as unaccrued fees and would be adjusted in the next cycle.

For example, let’s say you started the portfolio on 01 Jan 2023 with an investment of Rs 1 crore. Then make an additional investment of Rs 50 lacs on May 1, 2023. In this case, fee @1.25% on additional investment would be charged which is amounting to Rs. 62.5k. The split of 2 months till next cycle (Rs 20.8k) would be treated as accrued in this period and for next 4 months (Rs 41.7k) would be deemed as unaccrued fee. On the next renewal cycle the unaccrued fee would be reduced from the applicable fee. If in case the portfolio value is less than the previous billing date, then the unaccrued portion would be adjusted for the additional investment and added to the investment base for the next cycle.

There is no refund in case of withdrawal. The portfolio will remain active until the next semi-annual cycle.

Your next payment cycle will begin from 6 months of your start date for both portfolios separately.

For example: If you begin your first Infinity SOUL portfolio on 1st January 2022, your next payment cycle will be due on 1st July 2022 and valuation as of 30th of June would be considered. At the same time, if you start your Infinity POWER subscription on 1st March 2022, your next payment cycle will be due on 1st September 2022 and valuation as of 31st Aug would be considered

The payment cycles for each of your Infinity portfolios will be based on your portfolio generation dates and will be different if the portfolios were started on different dates.

There is no refund as per our existing Refund Policy. The portfolio remains active until the following semi-annual cycle.

It's easy to execute trades online. Here's how you can go about it:

• Go to the pending advise page in your Mojo Infinity account
• Click on Execute Trades online
• Please note you can only execute stocks traded on NSE
• Select your broker and log in to your broking account
• Execute the trades

Once the trade is executed, we will auto-insert your trades in your Mojo Infinity account.

If you are using the MarketsMojo app, you will be redirected to the mobile web browser to complete the transaction.

Currently, we have 16 brokers available to execute online trades. The brokers are:

Brokers for Resident Indians:

• 5Paisa
• Aliceblue
• Angel Broking
• AxisDirect
• Dhan
• Edelweiss Securities
• Groww
• FundzBazar
• HDFC Securities
• ICICI Securities
• IIFL Securities
• Kotak Securities
• Motilal Oswal
• Trustline
• Upstox
• Zerodha

Brokers who enable NRIs:

• 5Paisa
• AxisDirect
• IIFL Securities
• Kotak Securities
• Motilal Oswal
• Trustline
• Upstox
• Zerodha

Yes. If you are an NRI client with an account with any of the below mentioned brokers, you execute the trades online through the gateway.

Brokers for Non-Resident Indians:

• 5Paisa
• AxisDirect
• IIFL Securities
• Kotak Securities
• Motilal Oswal
• Trustline
• Upstox
• Zerodha

Once you execute the trade, we will auto-insert your trades in your Mojo Infinity account.

There are occasions when trades do not get executed. Let's look at the scenarios:

At the time of buying / purchase:

• Trades are not executed when the stock hits the upper circuit or there are not enough sellers when you go to do the transaction
• If the cash balance in your Demat account is lesser than what we are advising you to buy
• If the stock is listed only on BSE, the trade may not get executed.

While Selling

• Trades are not executed when the stock hits the lower circuit or not enough buyers when you go to do the transaction
• If the number of shares in your Demat account is lesser than the quantity, you wish to sell
• If the stock is listed only on BSE, the trade may not get executed.
• If trades are not executed or partially executed, you can view them in the pending advise section and execute them at a later stage.

No. Mojo Infinity is not a broker. However, we have partnered with smallcase to ease your investment journey. Smallcase provides a gateway through which you can execute the trades online with their broking partners.

Mojo Infinity does not charge any fee to execute online trades.